diff --git a/backend/src/middleware/__tests__/requestLogger.spec.ts b/backend/src/middleware/__tests__/requestLogger.spec.ts
index 8e70fa2f..4b4815e2 100644
--- a/backend/src/middleware/__tests__/requestLogger.spec.ts
+++ b/backend/src/middleware/__tests__/requestLogger.spec.ts
@@ -3,7 +3,7 @@ import type { Request, Response, NextFunction } from 'express';
 import { requestLogger } from '../requestLogger.js';
 import logger from '../../utils/logger.js';
 
-describe('Request Logger Production Access Test Harness (#1207)', () => {
+describe('Request Logger Production Access & Secret Redaction Test Harness (#2094)', () => {
   let writeSpy: jest.SpyInstance;
   const originalNodeEnv = process.env.NODE_ENV;
 
@@ -21,14 +21,13 @@ describe('Request Logger Production Access Test Harness (#1207)', () => {
 
   afterEach(() => {
     setNodeEnv(originalNodeEnv);
-    // Restore logger level dynamically based on initial state
     logger.level = process.env.NODE_ENV === 'development' ? 'debug' : 'http';
     writeSpy.mockRestore();
   });
 
   it('should output 200 OK access trace entries cleanly when running under a production profile configuration', () => {
     setNodeEnv('production');
-    logger.level = 'http'; // Explicitly match updated target runtime calculation
+    logger.level = 'http';
 
     const mockReq = {
       method: 'GET',
@@ -67,4 +66,211 @@ describe('Request Logger Production Access Test Harness (#1207)', () => {
     logger.level = 'debug';
     expect(logger.level).toBe('debug');
   });
+
+  it('should log 4xx client errors at warn priority', () => {
+    setNodeEnv('production');
+    logger.level = 'http';
+
+    const mockReq = {
+      method: 'POST',
+      originalUrl: '/api/v1/auth/login',
+      ip: '192.168.1.10',
+      get: () => 'TestBrowser/1.0',
+    } as unknown as Request;
+
+    let finishCallback: () => void = () => {};
+    const mockRes = {
+      statusCode: 400,
+      on: (event: string, callback: () => void) => {
+        if (event === 'finish') finishCallback = callback;
+      },
+    } as unknown as Response;
+
+    const mockNext = jest.fn() as NextFunction;
+
+    requestLogger(mockReq, mockRes, mockNext);
+    finishCallback();
+
+    expect(mockNext).toHaveBeenCalled();
+    expect(writeSpy).toHaveBeenCalledWith(
+      expect.objectContaining({
+        level: 'warn',
+        message: 'HTTP request',
+        statusCode: 400,
+        url: '/api/v1/auth/login',
+        method: 'POST',
+      }),
+    );
+  });
+
+  it('should log 5xx server errors at error priority', () => {
+    setNodeEnv('production');
+    logger.level = 'http';
+
+    const mockReq = {
+      method: 'GET',
+      originalUrl: '/api/v1/contracts/health',
+      ip: '127.0.0.1',
+      get: () => undefined,
+    } as unknown as Request;
+
+    let finishCallback: () => void = () => {};
+    const mockRes = {
+      statusCode: 500,
+      on: (event: string, callback: () => void) => {
+        if (event === 'finish') finishCallback = callback;
+      },
+    } as unknown as Response;
+
+    const mockNext = jest.fn() as NextFunction;
+
+    requestLogger(mockReq, mockRes, mockNext);
+    finishCallback();
+
+    expect(mockNext).toHaveBeenCalled();
+    expect(writeSpy).toHaveBeenCalledWith(
+      expect.objectContaining({
+        level: 'error',
+        message: 'HTTP request',
+        statusCode: 500,
+        url: '/api/v1/contracts/health',
+        method: 'GET',
+      }),
+    );
+  });
+
+  it('should never include sensitive headers (authorization, cookie) or request body in log payload', () => {
+    setNodeEnv('production');
+    logger.level = 'http';
+
+    const mockReq = {
+      method: 'POST',
+      originalUrl: '/api/v1/loans/apply',
+      ip: '10.0.0.5',
+      headers: {
+        authorization: 'Bearer super-secret-token-12345',
+        cookie: 'sessionId=secret-session-abc; auth_token=token-xyz',
+      },
+      body: {
+        pin: '1234',
+        ssn: '000-00-0000',
+        amount: 5000,
+        recipient_email: 'target@example.com',
+        recipient_phone: '+15550009999',
+      },
+      get: (header: string) => {
+        if (header.toLowerCase() === 'authorization') return 'Bearer super-secret-token-12345';
+        if (header.toLowerCase() === 'cookie') return 'sessionId=secret-session-abc';
+        if (header === 'user-agent') return 'SecureClient/2.0';
+        return undefined;
+      },
+    } as unknown as Request;
+
+    let finishCallback: () => void = () => {};
+    const mockRes = {
+      statusCode: 201,
+      on: (event: string, callback: () => void) => {
+        if (event === 'finish') finishCallback = callback;
+      },
+    } as unknown as Response;
+
+    const mockNext = jest.fn() as NextFunction;
+
+    requestLogger(mockReq, mockRes, mockNext);
+    finishCallback();
+
+    expect(mockNext).toHaveBeenCalled();
+    const loggedPayload = writeSpy.mock.calls[0][0] as Record<string, unknown>;
+
+    // Verify secrets, credentials, and bodies are strictly omitted
+    expect(loggedPayload.authorization).toBeUndefined();
+    expect(loggedPayload.Authorization).toBeUndefined();
+    expect(loggedPayload.cookie).toBeUndefined();
+    expect(loggedPayload.Cookie).toBeUndefined();
+    expect(loggedPayload.headers).toBeUndefined();
+    expect(loggedPayload.body).toBeUndefined();
+    expect(loggedPayload.pin).toBeUndefined();
+    expect(loggedPayload.ssn).toBeUndefined();
+    expect(loggedPayload.recipient_email).toBeUndefined();
+    expect(loggedPayload.recipient_phone).toBeUndefined();
+
+    // Verify permitted metadata is logged correctly
+    expect(loggedPayload.url).toBe('/api/v1/loans/apply');
+    expect(loggedPayload.method).toBe('POST');
+    expect(loggedPayload.statusCode).toBe(201);
+    expect(loggedPayload.ip).toBe('10.0.0.5');
+    expect(loggedPayload.userAgent).toBe('SecureClient/2.0');
+    expect(typeof loggedPayload.durationMs).toBe('number');
+  });
+
+  it('should correctly propagate custom requestId assigned by requestId middleware', () => {
+    setNodeEnv('production');
+    logger.level = 'http';
+
+    const mockReq = {
+      requestId: 'req-custom-uuid-12345',
+      method: 'GET',
+      originalUrl: '/api/v1/loans/active',
+      ip: '10.0.0.2',
+      get: () => 'TestAgent/1.0',
+    } as unknown as Request;
+
+    let finishCallback: () => void = () => {};
+    const mockRes = {
+      statusCode: 200,
+      on: (event: string, callback: () => void) => {
+        if (event === 'finish') finishCallback = callback;
+      },
+    } as unknown as Response;
+
+    const mockNext = jest.fn() as NextFunction;
+
+    requestLogger(mockReq, mockRes, mockNext);
+    finishCallback();
+
+    expect(mockNext).toHaveBeenCalled();
+    expect(writeSpy).toHaveBeenCalledWith(
+      expect.objectContaining({
+        requestId: 'req-custom-uuid-12345',
+        url: '/api/v1/loans/active',
+        method: 'GET',
+        statusCode: 200,
+      }),
+    );
+  });
+
+  it('should handle requests without ip, userAgent, or custom requestId cleanly', () => {
+    setNodeEnv('production');
+    logger.level = 'http';
+
+    const mockReq = {
+      method: 'GET',
+      originalUrl: '/health',
+      get: () => undefined,
+    } as unknown as Request;
+
+    let finishCallback: () => void = () => {};
+    const mockRes = {
+      statusCode: 200,
+      on: (event: string, callback: () => void) => {
+        if (event === 'finish') finishCallback = callback;
+      },
+    } as unknown as Response;
+
+    const mockNext = jest.fn() as NextFunction;
+
+    requestLogger(mockReq, mockRes, mockNext);
+    finishCallback();
+
+    expect(mockNext).toHaveBeenCalled();
+    expect(writeSpy).toHaveBeenCalledWith(
+      expect.objectContaining({
+        level: 'http',
+        message: 'HTTP request',
+        statusCode: 200,
+        url: '/health',
+        method: 'GET',
+      }),
+    );
+  });
 });