diff --git a/hooks/useActivitySSE.ts b/hooks/useActivitySSE.ts
index 9129e95b..c840e55a 100644
--- a/hooks/useActivitySSE.ts
+++ b/hooks/useActivitySSE.ts
@@ -3,7 +3,7 @@ import { AppState, AppStateStatus, Platform } from 'react-native';
 import * as Sentry from '@sentry/react-native';
 
 import { queryClient } from '@/app/_layout';
-import { fetchActivityEvents, getActivityStreamUrl, refreshToken } from '@/lib/api';
+import { fetchActivityEvents, getActivityStreamUrl } from '@/lib/api';
 import { refreshRewardsAfterSavings } from '@/lib/refreshRewardsAfterSavings';
 import {
   ActivityEvent,
@@ -13,7 +13,7 @@ import {
   SSEEventData,
   SSEPingData,
 } from '@/lib/types';
-import { withRefreshToken } from '@/lib/utils';
+import { ensureTokenRefreshed, withRefreshToken } from '@/lib/utils';
 import { useActivityStore } from '@/store/useActivityStore';
 import { useUserStore } from '@/store/useUserStore';
 
@@ -308,38 +308,17 @@ class SSEConnectionManager {
       return this.refreshPromise;
     }
 
-    // Create a new refresh promise to prevent race conditions
+    // Delegate to the app-wide shared token-refresh mechanism so that a
+    // concurrent SSE 401 and API 401 share a single HTTP refresh request
+    // rather than firing two independent ones.
     this.refreshPromise = (async () => {
       try {
-        const { users, updateUser } = useUserStore.getState();
-        const currentUser = users.find(user => user.selected);
-
-        if (!currentUser?.tokens?.refreshToken) {
-          return false;
-        }
-
-        // refreshToken() gets the refresh token internally and returns a Response
-        const response = await refreshToken();
-        const data = (await response.json()) as {
-          tokens: { accessToken: string; refreshToken: string };
-        };
-
-        if (data?.tokens?.accessToken && data?.tokens?.refreshToken) {
-          // Update tokens in store
-          updateUser({
-            ...currentUser,
-            tokens: {
-              accessToken: data.tokens.accessToken,
-              refreshToken: data.tokens.refreshToken,
-            },
-          });
-
+        const tokens = await ensureTokenRefreshed();
+        if (tokens) {
           // Properly disconnect and reconnect with new token
-          // This ensures clean state and prevents race conditions
           this.reconnect();
           return true;
         }
-
         return false;
       } catch (error) {
         Sentry.captureException(error, {
diff --git a/lib/utils/utils.ts b/lib/utils/utils.ts
index bfb8dfcf..b9afb678 100644
--- a/lib/utils/utils.ts
+++ b/lib/utils/utils.ts
@@ -123,6 +123,32 @@ let globalLogoutHandler: (() => void) | null = null;
 
 let refreshTokenPromise: Promise<AuthTokens | null> | null = null;
 
+/**
+ * Ensures a single token-refresh HTTP request is in flight at any time.
+ * Tokens are persisted to the store exactly once by the originating call.
+ * Any concurrent caller attaches to the same promise instead of firing a
+ * second HTTP request.
+ */
+export const ensureTokenRefreshed = (): Promise<AuthTokens | null> => {
+  if (!refreshTokenPromise) {
+    refreshTokenPromise = refreshToken()
+      .then(async response => {
+        const data: { tokens: AuthTokens } = await response.json();
+        const tokens = data.tokens;
+        // Save tokens exactly once, here inside the chain, so that every
+        // concurrent waiter on this promise does NOT call saveNewTokens again.
+        if ((Platform.OS === 'ios' || Platform.OS === 'android') && tokens) {
+          saveNewTokens(tokens);
+        }
+        return tokens;
+      })
+      .finally(() => {
+        refreshTokenPromise = null;
+      });
+  }
+  return refreshTokenPromise;
+};
+
 // Flag to suppress session-expired handler during intentional logout
 let isLoggingOut = false;
 
@@ -164,28 +190,22 @@ export const withRefreshToken = async <T>(
     }
 
     try {
-      // Use existing refresh token promise if one is in progress
+      // Track whether this caller is the one starting the refresh so we can
+      // stagger non-originating waiters after the promise resolves.
       const isNewRefresh = !refreshTokenPromise;
-      if (isNewRefresh) {
-        refreshTokenPromise = refreshToken()
-          .then(async response => {
-            const data: { tokens: AuthTokens } = await response.json();
-            return data.tokens;
-          })
-          .finally(() => {
-            refreshTokenPromise = null;
-          });
-      } else {
+      if (!isNewRefresh) {
         console.warn('[TokenRefresh] Reusing in-flight token refresh');
       }
 
-      const tokens = await refreshTokenPromise;
+      // ensureTokenRefreshed deduplicates the HTTP call and saves tokens once.
+      await ensureTokenRefreshed();
 
-      // Only save new tokens on mobile platforms
-      // On web, we don't need to save new tokens
-      // because the browser will handle it
-      if ((Platform.OS === 'ios' || Platform.OS === 'android') && tokens) {
-        saveNewTokens(tokens);
+      // Non-originating callers yield one event-loop tick before retrying their
+      // original request. This spreads the fan-out of concurrent retries across
+      // multiple ticks, preventing a single microtask avalanche on the JS thread
+      // that can cause GC pressure and an ANR on the Android main thread.
+      if (!isNewRefresh) {
+        await new Promise<void>(r => setTimeout(r, 0));
       }
     } catch (refreshTokenError) {
       if (onError) {